Dental care is a vital part of your overall health, but dental insurance is not automatically included in a traditional healthcare plan in Iowa. The good news is that you can still get insurance even if it was not part of your original healthcare package. Even better, you will not have to wait for an open enrollment period to speak with the Brown-Hurst Insurance Agency Inc. about your options.
Three Ways To Get Dental Insurance
Some health insurance companies offer dental insurance for an additional price as part of your overall package. In those cases, you may need to add dental insurance as part of your original purchase.
Other health insurance companies recognize that dental insurance is different, and you can add your dental insurance to an existing plan when you feel the need. There may be terms and conditions.
There are also companies in Iowa that sell dental insurance separately. If you think that is your best option, we at Brown-Hurst Insurance Agency Inc. will help you to look for a plan.
Things To Keep In Mind
One important thing to remember is that every dentist does not accept every kind of insurance. If it is important to you to use a certain dentist, you need to make sure they take your insurance beforehand. Once you see which companies offer insurance, check that they offer what you really want.
Some dentists may not want patients who don’t carry dental insurance. Even if you are willing to pay out of pocket, your dental care team may feel more confident treating you if you have that protection.
Getting dental insurance in Iowa is surprisingly affordable. If you have any questions about health or dental insurance, please call the Brown-Hurst Insurance Agency Inc. today.
