Umbrella Insurance in Iowa

Insurance policies are a common part of modern life, and you likely have policies to protect your home, your automobile, and any other vehicles you own, such as RVs or motorcycles. When protecting your home and property in Iowa, an umbrella policy may add the coverage and peace of mind you need. At Brown-Hurst Insurance Agency Inc., we are a local Union, Marshalltown, and Eldora, IA agency committed to providing all our customers with customized policies to fit their specific needs. For certain Iowa customers, umbrella insurance is a valuable addition to their existing policies. Here is more information about this type of insurance and who it's a good fit for.

Brown-Hurst Insurance Agency - Umbrella Insurance: An Overview

Umbrella insurance is a type of insurance designed to protect you from major insurance claims. An umbrella policy adds additional overage beyond the limits of your existing home and auto policies. For example, if you're in an auto accident and a claim against you exceeds your coverage levels, your umbrella policy covers this excess cost beyond your auto policy. Umbrella policies are also wide-reaching, covering not just homes and automobiles but also other liabilities such as libel, slander, and coverage on properties you own, such as rental properties.

Knowing When Umbrella Insurance Is Right for You

An umbrella policy is a good fit for you if you have a high net worth or have a high-paying job. Umbrella insurance is there for people who have a lot to lose. It would be best to consider whether you own property, use recreational vehicles, have guests regularly, rent property to others, own expensive cars, or are known to be successful and well-off. If you think an umbrella policy is right for you, contact us today at Brown-Hurst Insurance Agency Inc. in Union, Marshalltown, or Eldora, IA for more information and to see how we can help you.